Risk and Security

Investor security is our priority.
We want to leave a legacy we can all be proud of.

Risk and Security

Security Measures

To provide you with as much protection as possible, we have put a number of security measures in place.

  1. Debenture over the assets

    The company has put in place a floating charge so that bondholders have first charge over all the assets (including case investments, charges, and equipment) of Regenerate London.

  2. Security over investments made by Regenerate London plc

    The company is expected to primarily invest, either in whole or part, in land on which it will take a charge.

    In the event that bank lending is available to support the Company's purchase of any individual asset and the Directors consider it best practice to utilise such lending, the Company's security will rank below that of the bank.

    If the security held by the Company is greater than its liabilities, the Company may use the 'excess' to fund the purchase of options on land. These will form an asset of Regenerate London plc and are intended to be available to settle with Bondholders if required.

  3. Security Trustee

    NCM Fund Services Limited has been appointed to act as Security Trustee. If the Company defaults on any payments due to bondholders, the Security Trustee can enforce the debenture over any assets of Regenerate London, acting solely in the interest of bondholders.

Download our Information Memorandum

Considerations

Like any investment, there are always factors that should be considered before you make a decision to invest.

The Directors of Regenerate London plc believe that the following factors should be considered by potential investors. The factors list, however, do not necessarily comprise all of those associated with an investment in the Bonds and are not intended to be presented in any assumed order or priority.

Investment in unquoted securities such as these (i.e. investments not listed or traded on any stock market or exchange) are illiquid. In other words, you cannot trade them, so your money is effectively locked in until the maturity date.

Only in the event of bankruptcy or death can you transfer the Bonds to someone else. These exceptions are what should allow the Bonds to be accepted by the trustees of a self-invested personal pension (SIPP) or small self-administered scheme (SSAS).

This does not mean that all SIPP and SSAS providers will accept the Bonds, but it is worth asking your provider if you would like to hold it within your own SIPP or SSAS.

There is no guarantee that you will get all your money back, or all outstanding interest, if the Company becomes insolvent.

The Bond is not protected against loss by the Financial Services Compensation Scheme.

The impact of actions, inactions or retrospective legislation in jurisdictions in which the Company operates may adversely affect its activities.

Changes in the general economic outlook in the UK and globally may impact the performance of the Company and its projects. Such changes may include (but are not limited to):

  • Contractions in the UK economy or increases in inflation resulting from domestic or international conditions (including movements in domestic interest rates and reduced economic activity);
  • Increases in the Company’s expenses (like cost of goods and services);
  • New or increased government taxes, duties or changes in taxation laws;
  • Fluctuations in equity markets in the UK and internationally. A prolonged and significant downturn in general economic conditions may have a material adverse impact on the trading of the Company and its financial performance.

The Company may be dependent on the skills of senior people with particular expertise or contacts. Deprival of their services – whether it is through them changing job, or through illness or death – could impact the business.

The Company may for any individual project consider it in the interest of the project and the returns to the Company to accept bank lending should it be available. If this is the case, then the bank would have first charge over the asset of the project so the Company may in some circumstances find it difficult, time consuming or ultimately may lose the ability to realise its security or charge.

The Security Trustee shall not be responsible, nor shall face any liability, for any loss incurred by the Bondholders relating to a failure of the Company to make payments (whether of interest or of the principal amount) to the Bondholders when due. The Security Trustee will not have any ability or responsibility to protect any monies in the accounts of the Company which may have been set aside for payment of interest or the principal amount in respect of the Bond.

The Security Trustee cannot guarantee return of any monies in the event of default. Note also that the Security Trustee has no role in the day to day management of the Company.

Summary

The above factors are not exhaustive and they do not purport to be a complete representation of all the risks involved in investing in the Bonds. Accordingly, and as noted above, additional risks and uncertainties not presently known to the Directors currently deem immaterial, may also have an adverse effect on the Company's business and prospects.

Please review the Information Memorandum carefully.

Download our Information Memorandum
Questions

Any Questions?

Lines are open from 9am to 5pm, Monday to Friday. Call us on 020 3369 0768 or email us at .

Lines are open from 9am to 5pm, Monday to Friday.

Call us on 020 3369 0768 or email us at .

x

Request a Call Back

Please provide the following details